Quit Smoking!

It may be cool for Don Draper on Madmen, but smoking is one of the worst ways to spend money in several obvious ways.  While we will never judge, here is the deal, 2 packs a week costs about $117 per month and about 30 hours in time.  Invested at 8%, this habit could be worth well over $100,000 in future assets over 20 years.