Saving money comes in all shapes and sizes, so let’s get into your dirty clothes. The first and easiest thing to do is wash your clothes in cold water, your garments won’t care and you can maybe save a hundred bucks a year. Your future you will appreciate the $4,942.29 in your pocket if that money compounds at 8% for twenty years. What your future you will really appreciate is that cold water uses by some estimates 75% less energy. Another win. Finally, be diligent about cutting your dry cleaning by a third (brush it up and hang it up) and save $500 per year or more.