As you begin, and throughout your employment career, it is important to remember who should get paid first, and that is you! While there is no magic number, according to a recent study done by the Employee Retirement Research Institution their best guess is that at least 10% of your gross wages should go toward your retirement. Fortunately, if you are in a plan where let’s say your employer matches 4% of your savings, you only need to come up with 6% to hit the number. Finally, based on a 25 year old making $30,000 who commits to saving 12% a year, his future value in today’s dollars would be $669,000 at the age of 65. So give yourself that 10%, you deserve it.